Author: Smart Wealthhabits

Student loan debt can seem overwhelming, and many borrowers are eager to get relief. Scammers rely on this immediacy. As talks continue about loan waivers, fraudsters are promising to reduce or eliminate loans. These offers may come via phone call, email, text, or even social media messages. Although they may seem trustworthy, many are designed to take your money or steal your personal information. How does the scam work? Student loan forgiveness scams often start with an unsolicited message. A person may claim to represent a government agency or company that provides special access to debt relief programs. They may…

If you have $2 million in retirement savings, congratulations. That’s well above the $1.46 million that Americans believe they need to retire comfortably, according to a 2025 Northwestern Mutual study (1).At this point, you’ve probably overcome the challenge of saving enough. Now, your next mission is wealth preservation. High taxes and bad lifestyle choices can quickly destroy what looks like a huge treasure.Must readIt is not easy to change our perspective from wealth creation to wealth protection. But the journey can be less risky if you avoid these five common money traps that high-net-worth individuals sometimes fall into.1. Not knowing…

The White House launched 25 Freedom Fuel gas stations, all selling fuel at $3.47 per gallon. The White House announced the initiative on July 7 with a video of customers thanking President Donald Trump for lowering gas prices on Texas. The White House told USA TODAY in an email on Tuesday, July 7 that the gas stations are located in the greater Philadelphia area. In the video, a customer claimed that the gas station saved him money. “I thought gas was more expensive, but it’s not,” said the man, whose identity was not disclosed. “Thanks Trump for saving me some…

If you have $2 million in retirement savings, congratulations. That’s well above the $1.46 million that Americans believe they need to retire comfortably, according to a 2025 Northwestern Mutual study (1).At this point, you’ve probably overcome the challenge of saving enough. Now, your next mission is wealth preservation. High taxes and bad lifestyle choices can quickly destroy what looks like a huge treasure.Must readIt is not easy to change our perspective from wealth creation to wealth protection. But the journey can be less risky if you avoid these five common money traps that high-net-worth individuals sometimes fall into.1. Not knowing…

Cases of food poisoning caused by a parasite that causes explosive diarrhea continue to spread across the United States, reaching above 700 in Michigan in the week after July 4. Cyclosporiasis, a stomach-churning disease caused by a parasite often found on produce, has sickened hundreds of people in more than 18 U.S. states since May 1, according to the Centers for Disease Control and Prevention and state health data. Michigan is battling a cluster of infections that has already more than tripled the total case count by 2025, while several others have reported numbers above 100. Additional state-level reporting shows…

One Line Man / Shutterstock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers Lotteries serve two main purposes. First, they raise money for schools, state budgets, and gambling addiction programs. Second, they excite players who dream of a one in a million chance of…

An F/A-18F Super Hornet, assigned to Strike Fighter Squadron (VFA) 41, prepares to launch from the flight deck of the Nimitz-class aircraft carrier USS Abraham Lincoln (CVN 72).Courtesy: US NavyThe US launched “a series of powerful strikes” against Iran on Tuesday in response to Iranian attacks on three commercial ships passing through the Strait of Hormuz, US Central Command said. The new US attacks threaten to reignite conflict in the region and could raise fears that the Strait of Hormuz will be closed again. Oil prices rose dramatically during the US–Iran conflict, leading to inflation around the world.The attacks follow…

If you have $2 million in retirement savings, congratulations. That’s well above the $1.46 million that Americans believe they need to retire comfortably, according to a 2025 Northwestern Mutual study (1).At this point, you’ve probably overcome the challenge of saving enough. Now, your next mission is wealth preservation. High taxes and bad lifestyle choices can quickly destroy what looks like a huge treasure.Must readIt is not easy to change our perspective from wealth creation to wealth protection. But the journey can be less risky if you avoid these five common money traps that high-net-worth individuals sometimes fall into.1. Not knowing…

Florida’s anti-woke law restricting how professors at public colleges and universities can teach about race and gender violates the First Amendment, a divided federal appeals court ruled. Government Tuesday It’s a major blow to one of Republican Governor Ron DeSantis’ signature culture war policies. 2-1 decision US Court of Appeals for the 11th Circuit blocks Florida from enforcing so-called higher-education provisions stop wok actA 2022 law DeSantis supported as part of his broader campaign against Critical Race Theory, diversity programs and what he called “woke” ideology in schools and workplaces.Judge Britt Grant, appointed by President Donald Trump, rejected Florida’s argument…

Election workers count Fulton County ballots at State Farm Arena on November 4, 2020 in Atlanta, Georgia.Jessica McGowan | getty imagesA federal judge in Georgia on Tuesday blocked a Justice Department subpoena seeking the names of poll workers in Fulton County for the 2020 election.President Donald Trump has for years falsely claimed that he actually won Georgia’s 2020 presidential election and has focused his allegations of ballot fraud on the count in Fulton County, whose largest city is Atlanta. “The subpoena requests the disclosure of personal identifying information of thousands of employees and volunteers who participated in activities related to…