Author: Smart Wealthhabits

Financial Independence Group (Fig) joins as launch partner and initial live client Cincinnati, April 16, 2026–(business telegram)–Luma Financial Technologies (“Luma”), a global provider of technology solutions for structured products and annuities, today announced that its life insurance platform is now live with Financial Independence Group (FIG) serving as launch partner and initial live client. The platform gives financial professionals and distribution firms a more integrated way to manage life insurance across product discovery, quoting, underwriting, e-application, submission, policy placement and ongoing lifecycle management. The launch marks Luma’s expansion into live life insurance transactions and expands the firm’s insurance capabilities beyond…

ljubaphoto / iStock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers Relying on interest means using the income from your money to pay your expenses without regularly depleting your original savings. In practice, this usually means receiving interest, dividends or other investment income rather…

USA TODAY NETWORK/ReutersThe FBI just reported that Americans lost nearly $21 billion to online scams last year. Artificial intelligence voice clones are impersonating your grandchildren in fake emergency situations. Your Tinder match could be a bot, trying to hook you. And when you tried to buy concert tickets this year, you probably lost to the AI ​​before the page even loaded. How do you know if someone online is real now?

USA TODAY NETWORK/ReutersQVC Group, which operates the popular QVC and HSN shopping channels, has filed for Chapter 11 bankruptcy. The company has entered into a restructuring support agreement to reduce its debt from $6.6 billion to $1.3 billion, QVC Group said in an April 16 news release. Both will continue to operate as linear TV shopping channels, broadcast and streamed on TV, and other social media presence…

key takeaways Zero income is usually taxable at both the federal and state levels, depending on where you earn it. Non-cash compensation related to void deals, such as free merchandise or trips, is also considered taxable income. Where you live, play and sign deals can all affect your final tax bill. I was talking to a college athlete friend who had just got his first NIL deal. This was a big victory for him. Extra money, more visibility. But before she could celebrate, she was on Google at midnight trying to figure out how much money she would have. It…

The wealth management industry is experiencing structural change. Regulatory requirements continue to expand, portfolios are becoming more complex, and client expectations favor transparency and digital accessibility. At the same time, many companies remain hindered by fragmented systems and legacy infrastructure that limit efficiency and scalability. In this context, a modern wealth management platform has evolved from a supporting tool to a core operational foundation. Companies aiming to remain competitive are shifting away from disconnected software and manual workflows toward integrated platforms that centralize data, streamline processes, and support long-term growth. Platform-based solutions like https://www.performativ.com/ Explain how wealth management can be…

/SplashNews.com // /SplashNews.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers Job anxiety is rising across America. Gallup recently conducted a survey among Americans and found that 60% believe unemployment will increase in 2026. Suze Orman told this in a Recent Blog Posts And…

Ron Sachs/CNP/Shutterstock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers SpaceX is planning to go public in June, and its initial public offering (IPO) is generating a lot of buzz among investors and analysts. The company recently merged with Elon Musk’s artificial intelligence (AI)…

Sommart / iStock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers In a high-rate world, the gap between savers and investors narrows, but investors still come out ahead. Although savers can sometimes beat the earnings of long-term investors in the short term, interest rates…

Senator Ron Wyden, D-Ore., speaks as U.S. Trade Representative Jamison Greer testifies before a Senate Finance Committee hearing on President Donald Trump’s trade policy on Capitol Hill in Washington on April 8, 2025.Kevin Mohatt | reutersThe House and Senate on Friday approved a short-term extension of a section of federal law that allows warrantless surveillance and the collection of foreign intelligence, although renewal beyond the end of this month is in jeopardy.Section 702 of the Foreign Intelligence Surveillance Act of 1978 was set to expire on Monday and allows the government to collect communications of people outside the US, including…