Speaking at CNBC-TV18’s Future Female Forward programme, Bhargava said the ability to earn and manage money enables women to make choices with confidence, be it their professional journey or personal life.
He said, “Financial freedom is important. It gives you choices – whether in career, relationships or life decisions. Without it, you are constrained.”
Bhargava emphasized that although opportunities for women have expanded, internal barriers often hold them back as much as external barriers. He explained that self-doubt remains a recurring challenge.
“Women often doubt themselves before the world doubts them,” she said, recalling how she had not applied for scholarships earlier in her life because she thought she would not succeed.
Reflecting on his journey – from growing up in Ambala to studying abroad, working at Goldman Sachs and eventually building CashKaro – Bhargava credits his early support system for encouraging him to aim beyond perceived limitations. She said such support can play a decisive role in helping women step out of their comfort zone and take advantage of opportunities.
Additionally, she urged female entrepreneurs to rethink how they present themselves in professional settings.
He said, “Stop apologizing in advance. Stop over-explaining. Compliment.” He said confidence and clarity are important when interacting with investors and stakeholders.
Bhargava also stressed the importance of women taking active interest in financial matters, including investment and wealth creation. He said that being financially aware and independent strengthens decision-making power and reduces dependence on others.
He said conviction and belief in one’s business idea remain key differentiators for aspiring founders. “Ultimately, investors support conviction and capability,” he said, underlining that clear communication and confidence can significantly improve access to opportunities.
Her comments come at a time when more women are entering entrepreneurship and the workforce, but they face structural and psychological barriers. Bhargava’s message reinforces the idea that financial empowerment is not just about income, but about enabling women to build their future on their own terms.