Author: Smart Wealthhabits

A soldier from the 1st Infantry Division is seen with a ‘US Army’ sticker on his uniform during a military training at the Nowa Dęba training ground in Nowa Dęba, Poland, on April 12, 2023. Artur Vidak Nurfoto | getty images selective service system The U.S. plans to automatically register eligible American men between the ages of 18 and 26 for the U.S. military draft by December, nearly half a century after that group became law to mandate mandatory registration for the draft, a government filing shows.The SSS proposal would implement a requirement in the National Defense Authorization Act passed…

SDI Productions/Getty Images Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers To join a credit union, you usually need to qualify under that credit union’s membership area, complete an application, verify your identity, and make a small initial deposit. Credit unions are member-owned financial…

Eric Isaacson | DigitalVision | getty imagesMaine is set to enact the first statewide ban on data center construction, a move that could clear the way for other states to adopt similar measures and put the brakes on the growing industry.Lawmakers in Maine greenlighted the text of a bill this week to halt the construction of data centers in the state until November 2027. The measure, which is expected to receive final passage in the next few days, also creates a council to suggest possible guardrails for data centers to ensure they do not lead to higher energy prices or…

Discover the most effective financial strategies for the current year with our curated list of 25 Ways to Save Money in 2026. From optimizing your digital subscriptions and mastering high-yield savings to smart home efficiency and strategic grocery shopping, this guide offers a comprehensive roadmap for American families looking to build a resilient safety net, combat inflation, and achieve real financial peace of mind. When the calendar changes, the tendency to reset our finances becomes a powerful driver of change. Saving money is rarely about a big windfall; Instead, it is a disciplined collection of small, deliberate changes that add…

Kate_Sept2004 / iStock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers Most states offer some type of property tax relief for seniors – but that could mean exemptions, tax credits, withholdings or deferrals. According to real estate experts, these states offer the best deals…

Ligora / iStock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers Jumbo certificates of deposit may still be useful for savers who want to lock in a fixed return on large cash balances. As of April 9, 2026, the strongest verified jumbo CD in…

Are you having trouble getting discovered on TikTok? TikTok is a fast-moving platform that moves from one trend to another as quickly as the first trend came. This can be difficult to maintain. Needless to mention, it’s been more than five years since the app first became popular during the pandemic. By now most of the fields are filled with competition. In this post, we share tips on how to use TikTok SEO to get found on the platform. 1. Create better TikTok content You can make some small changes with your captions, profile, and publishing schedule, but none of…

franco-nevada logo What does Franco‑Nevada focus on? risk gold The strategy combined with disciplined dealmaking and portfolio “alternativeness”, prioritizing long-term royalties/streams and keeping precious metals revenues at at least 80% throughout the cycle. Management expects ~12-13% five-year growth from known assets but says cobre panama Returning to full operations could boost growth by about 45% over this period, supported by a large exploration pipeline (17.8 million acres and more than $600 million in planned exploration). Company ended 2025 no debt and broadly $3.1 billion available capitalReported 90% EBITDA margin, raised the dividend 16% (19th consecutive increase), and guided for 2026…

Ivanko_Branjakovic/Getty Images Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers You’re making the right moves with your money – or so you think. You’ve worked hard to earn a solid, middle-class income. You give priority to saving. Budgeting has become a habit. You don’t…

Do you need a certain way to make sure you’re creating content your audience really wants? Knowing what type of content to create and when to post it is half the battle of becoming a social media influencer. You may have lots of ideas to work with, but how can you be sure your audience will actually want them? In this post, we share tips on how to crowdsource content ideas directly from your audience on social media. 1. Search Social Media The easiest way to find content ideas is to search social media. Search for topics related to your…