Author: Smart Wealthhabits

Smart Wealthhabits shares practical insights on personal finance, wealth building, and small business strategies to help readers make smarter financial decisions and achieve long-term financial success.

Marvin Samuel Tolentino Pineda / iStock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers How often do you get the chance to buy small luxuries in bulk? Costco members can enjoy some of the most popular brands of beauty, accessories and more this spring…

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AARP said in a March 12 report that the cost of home care and assisted living for older adults and people with disabilities has increased over the past five years, causing affordability for middle-class families who struggle to pick up the tab. The AARP report says the cost of the most common types of long-term services — home care and assisted living services — is set to increase nearly 50% from 2019 to 2024, far exceeding the average income increase of 22% for senior families. The cost of other long-term services also rose faster than the incomes of families who…

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In this screengrab from a handout video released March 12, 2026, amid the U.S.-Israeli conflict with Iran, flames appear to burn from the burning ship after Iranian explosive-laden boats attacked two fuel tankers in Iraqi waters and set them on fire, according to port, maritime security and risk firms.Iraqi Ports Media Office reutersThree more foreign ships were attacked overnight in the Persian Gulf, officials said, as attacks on ships transiting through or near the strategically important Strait of Hormuz intensified.The latest incidents come after three separate ships were damaged in Gulf waters on Wednesday and Iran warned that oil prices…

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You’re paying about $3.60 for a gallon of gasoline, a 21% increase since the start of the Iran war on Feb. 28. You will likely pay more as the war continues. The nationwide US average price for a gallon of regular unleaded gasoline was $2.98 on February 27, the day before the United States and Israel attacked Iran. Now the price of oil has reached $100 per barrel and gas prices are increasing. Learn more: Gas apps and fuel rewards can help. In the wake of the international conflict, there are some practical, common-sense things you can do to ease…

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audioundverbung/Getty Images/iStockphoto Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers Owning a car can come with serious financial headaches. The average repair cost for your vehicle is now $838 kelly blue book (KBB). But when you need major repairs, that figure skyrockets. When shopping…

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Janet Blazer never spent much time planning life after leaving the workforce. Then suddenly, she turned 62, eligible for Social Security, and completely exhausted from the daily labor. She was already living in Mazatlán, Mexico, and running an English-language magazine to support herself. He made the call to sell the business and get away from the pressure. Claiming your benefits early means accepting permanently lower monthly payments. She knew the math, and she knew that by not waiting until her full retirement age she was leaving money on the table. However, the compromise was reclaiming her time while she was…

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On March 11, 2026, the Thailand-flagged cargo ship Mayuri Nari sank in black smoke in the Strait of Hormuz.reutersThe United Kingdom Maritime Trade Operations Center said on Wednesday that three ships off the coast of Iran had been hit by projectiles, the latest a flurry of events Reported in or near the Strait of Hormuz. UKMTO said one of the ships it reported crashed in the Strait of Hormuz, 11 nautical miles north of Oman, caught fire and forced the crew to eject., Without identifying the ships. Two other incidents were also recorded early Wednesday, with one ship hit by…

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With new limits on Medicare coverage and prescription drug costs, many retirees may assume that their health care costs are largely covered. But the reality is that some retirees may need to put aside hundreds of thousands to pay medical bills. A recent report from the Employee Benefit Research Institute suggests that some couples may need up to $469,000 for medical costs alone. Here’s a look at EBRI’s findings, which include a review of Medicare premiums, out-of-pocket spending and drug costs. New prescription drug limit isn’t enough The Inflation Reduction Act caps annual out-of-pocket spending for Medicare Part D prescription…

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President Donald Trump said Wednesday that he is not concerned that Iran could carry out a terrorist attack inside the United States in retaliation for the ongoing war between the United States and Israel.When Trump was asked whether he feared such a domestic attack, he told a reporter outside the White House, “No, I don’t think so.”Before leaving for a trip to Kentucky and Ohio, Trump also announced progress in the war against Iran, which is in its 11th day. “Right now, they’ve lost their navy, their air force. They don’t have any anti-aircraft equipment,” the president said. “Their leaders…

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Rising gas prices and no clear end to the Iran war are clashing with GOP plans to win the November elections on a message of affordability. Republican US House lawmakers have gathered in Miami this week to craft a legislative agenda and midterm message highlighting lower prices and new tax breaks. Some lawmakers at the gathering acknowledged the increase in gas prices — more than 60 cents more than a month ago. according to aaa – Sad, but he said he remains confident in President Donald Trump’s promise that the conflict in Iran will soon end and gas prices will…

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