Author: Smart Wealthhabits

Smart Wealthhabits shares practical insights on personal finance, wealth building, and small business strategies to help readers make smarter financial decisions and achieve long-term financial success.

PeopleImages/iStock/Getty Images Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers If you’re looking for help with retirement budgeting and want to try going it alone, ChatGPT might be a good place to start. In fact, here’s what ChatGPT has to say about this kind…

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©Shutterstock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers There’s a lot of planning that goes into retirement, especially when it comes to deciding if, when, and how to use your nest egg. Calculating your retirement fund is about more than covering your expenses.…

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DNY59/Getty Images/iStockphoto Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers This may come as a surprise to some people during tax season, but many high-income earners may not get a large tax refund. Tax refunds generally reflect overpayments relative to actual liability and refundable…

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Passengers wait in line at the Transportation Security Administration (TSA) checkpoint at Hartsfield-Jackson Atlanta International Airport (ATL) on Friday, March 20, 2026 in Atlanta, Georgia, US. Eliza Novelz Bloomberg | getty imagesBorder czar Tom Homan said Immigration and Customs Enforcement agents would deploy to airports on Monday to help ease security amid the Department of Homeland Security shutdown. President Donald Trump threatened Saturday to deploy ICE agents at airports as the shutdown reached its second month and is causing headaches for travelers wading through hours-long security lines. Homan confirmed that ICE would be deployed Monday during an appearance on CNN’s…

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ssb/bmw Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers If you’re in the market for a luxury car, you may have noticed rising prices at your local dealership. This isn’t a one-time thing: average prices for a new vehicle will reach $50,080 in 2025,…

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Slobo / iStock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers March, April, and May are the times when spring projects begin, from deep cleaning the house to planting a garden. As a retired person, it should be about working smarter rather than harder.…

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jacobh/Getty Images/iStockphoto Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers Although there is no one-size-fits-all ideal city for retirees, some cities offer more for retirees than others. Excellent and abundant medical care, affordability, walkability, low crime, mild weather, and plenty of living options for…

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The market volatility resulting from the conflict in Iran is enough to make even the most experienced investors nervous. While some people are rushing towards investing in gold to strengthen their portfolio, there are better opportunities out there than in the precious metal. For example, right now with energy prices high, oil dividend stocks represent excellent choices. Those committed to finding oil loopholes for passive income investing need look no further than oil dividend stocks Two Fool.com contributors are identifying these as great opportunities right now. Image Source: Getty Images. A multi-decade history of growing its dividend makes this energy…

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milan2099/Getty Images Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers According to a recent news AARP survey7% of retirees are “unretired”, of which 48% admitted that they have returned to the labor force to earn money. 2025 American Retirement Survey Schroders revealed that 62%…

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As time passes, new cars are released while older cars are discontinued. But some vehicles find a way to last for a very long time, even decades. If vehicles continue to sell and customers remain satisfied, automakers will do everything they can to keep them in the lineup. Here are the oldest models that can be purchased brand new in the United States. Ford Mustang – 1963 The Mustang is currently in its sixth generation and is still powered by its signature V8 engine. The stick shift option is still available for those who want the classic Mustang experience behind…

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