Author: Smart Wealthhabits
Smart Wealthhabits shares practical insights on personal finance, wealth building, and small business strategies to help readers make smarter financial decisions and achieve long-term financial success.
I was thinking about my decision two years ago after watching The New Yorker’s short-animated piece, “The Dream of Finishing One To-Do List” (also known as a retirement plan). The film uses the seemingly simple idea of a man planning what to do after he retires. This Oscar-nominated short story by Irish director John Kelly, with an introduction by David Sedaris—narrated by Domhnall Gleeson—actually presents a profound point about life, time, and human priorities. The film is based on a man named Ray and Kelly focuses on his life not in terms of what he achieved, but in what he…
Amazon’s Big Spring Sale is here. It’s a big deal not only because of its name, but also because it’s open to buyers who aren’t Prime members. That’s right: You don’t need a Prime membership to shop these discounts, except for a few small deals reserved for Prime members. Prime member or not, you can expect to find deals on items like spring-cleaning essentials, electronics, and kitchen items. You’ll find all the deals here big spring sale pages, but we’ve studied them to bring you these hand-picked highlights. Note: Discounts may change during the day. We recommend that you compare…
An old Soviet-era Lada car passes behind a truck belonging to a private Cuban company (Mipime) parked in front of a gas station with isotanks of imported fuel in Havana on March 19, 2026.Adalberto Roque AFP | getty imagesA Russian oil tanker carrying a humanitarian consignment of 100,000 tons of crude arrived in Cuba on Monday, according to a Russian state news outlet. RIA NovostiCiting the country’s transport ministry. The sanctioned Anatoly Kolodkin ship is said to be awaiting unloading shortly after US President Donald Trump said he had “no problem” with Russian crude tankers delivering fuel to Cuba.Trump’s comments…
How is fintech improving financial access for women in 2026?Fintech enables women to open digital accounts, make instant payments, and access financial instruments remotely, reducing reliance on physical branches and improving overall financial participation.Why is FinTech important for women entrepreneurs today?The fintech provides easy loans through alternative scoring, faster loan approvals and flexible repayment options, helping women start, manage and expand small businesses more confidently.How do fintech apps support financial literacy among women?Many fintech apps offer budgeting tips, savings reminders, and simple investing guidance, helping women understand financial concepts and make long-term financial decisions.What challenges are still impacting fintech adoption…
Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers Suze Orman He is a bestselling author, television and podcast host and has taught millions of people about money. One of his favorite money topics is retirement, so here are some of his best saving and…
Before she co-starred on the show “Shark Tank,” Barbara Corcoran was a highly successful real estate investor. In the years since, his net worth has grown to more than $100 million. So when she gives investment advice, people start listening.trending Now: How to respectfully say ‘no’ if a friend asks to borrow moneytry this: Start Growing Your Net Worth with Better TrackingWith that in mind, here are Corcoran’s 10 top tips for getting rich investment.1. Making everyone else workCorcoran says she struggled in school as a child, saying, “I couldn’t learn to write letters and numbers my entire life.” She…
Research Methodology To determine the rankings, GOBankingRates looked at the following factors across banks: (1) minimum deposit to open an account; (2) monthly savings fee ratio (minimum percentage to avoid fees compared to monthly fee); (3) Minimum required to earn APY; (4) Savings APY; and (5) average mobile app rating between Google Play (Android) and the Apple Store. All factors were then scored and combined, with the lowest score being the best. The weight of factors (2) and (3) is 1.5 times, the weight of factor (4) is 4 times; And the weight of factor (5) is 0.5 times. To…
Smoke is seen rising from the direction of an energy installation in the Gulf emirate of Fujairah on March 14, 2026. Smoke can be seen rising from the direction of a major energy installation in the United Arab Emirates on March 14, in what appears to be the latest attack targeting Gulf petroleum facilities, hours after the US attack on Iran’s Kharg Island.- | AFP | getty imagesUS President Donald Trump said he could “take oil to Iran” and seize Iran’s export hub of Kharg island, as hostilities in the Middle East continued for a fifth week. trump told the…
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BearPhoto / Shutterstock.com I worked as a grocery store cashier for two years, and I often give thanks for that experience. It taught me many insider tips, such as the fact that marshmallows are almost always stored by cake mix, and that hamburger measured by the butcher always tastes better than the pre-packaged kind. But naturally, it also taught me that some customers can be, frankly, idiots. Most of them are nice or friendly. But others make me wonder if they were never taught to respect the people with whom they share the world. Here are a bunch of things…