Author: Smart Wealthhabits
Smart Wealthhabits shares practical insights on personal finance, wealth building, and small business strategies to help readers make smarter financial decisions and achieve long-term financial success.
Collagen supplements have grown in popularity over the past few years, becoming a regular expense for millions of people. Supplement companies constantly market these powders and pills, promising everything from flawless skin to instant athletic recovery. As a consumer, paying attention to these claims can be overwhelming. Before you allocate a portion of your monthly budget to these products, you need to separate the scientific reality from the aggressive marketing campaigns. To find out what collagen can and can’t do, researchers at Anglia Ruskin University recently completed a comprehensive review of previous studies of these supplements. They analyzed data from…
Financial advisors viewed continuing education as a chore. Now they are talking about the importance of lifelong learning as the industry becomes more complex. Today’s financial advisors can’t stop learning. Barely a decade ago, most wealth managers considered continuing education an afterthought or a nuisance. Maybe if the venue was near the beach, they attended a conference, took a few classes if the commitment was relatively low, or tried designation If it wasn’t too much trouble or money. However, this is changing, now that client needs have become more complex, involving retirement income decisions, taxes, asset and family dynamics, and…
White House Chief of Staff Susie Wills in the Oval Office of the White House in Washington on June 27, 2025.Yuri Gripas Bloomberg | getty imagesPresident Donald Trump said Monday that White House chief of staff Susie Wills has been diagnosed with “early-stage breast cancer” but remains committed to her work during treatment.Trump said in a statement that Wills, 68, has decided to take up this challenge immediately, rather than wait. satya social post Disclosure of diagnosis.Her prognosis is “excellent” and she will “spend virtually all of my time in the White House,” Trump said in the post.He said, “Her…
Editor’s note: This story was originally published here Live and invest abroad. Whether you’re buying from afar or visiting out in the field, there are a few things you need to keep in mind when considering any investment. Things that can make or break it. To protect yourself when looking at a potential property investment, avoid falling into these common (but easily avoidable) traps. Mistake No. 1: Making capital appreciation your ultimate goal When this happens, capital appreciation is a beautiful thing – as it can be in many of the markets we talk about here at LIOS. But for…
DHS Secretary Kristi Noem testifies during a House Judiciary Committee hearing titled “Oversight of the Department of Homeland Security” at the Rayburn Building on Wednesday, March 4, 2026. Tom Williams | CQ-Roll Call, Inc. | getty imagesThe top Democrats on the House and Senate Judiciary committees are calling on Attorney General Pam Bondi to investigate whether late Homeland Security Secretary Kristi Noem lied under oath to Congress.The ranking member of the Senate panel, Senator Dick Durbin, D-Ill., and the House committee’s top Democrat, Representative Jamie Raskin, D-Md., sent a referral to Bondi on Monday saying Noem would have violated statutes…
For most Americans, a tax haven brings to mind images of the Cayman Islands or Swiss bank accounts. But some of the most effective tax havens are right here in the United States. Moving across state borders can eliminate state income taxes, shield retirement accounts, and boost your fixed income by thousands of dollars per year. But finding the right location requires understanding how local tax structures affect your specific situation. Heavy hitters with zero income tax look first Nine states that don’t charge personal income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Moving…
Treasury Secretary Scott Besant said during an appearance on CNBC’s “Squawk Box” on Monday that the meeting between President Donald Trump and Chinese leader Xi Jinping may be delayed for logistical reasons. Trump suggested on Sunday that the summit could be delayed because the US is pressuring China to help reopen the Strait of Hormuz. Besant walked back those comments on Monday, arguing that the summit would be delayed if Trump chose to remain in Washington to coordinate war efforts in Iran. “If the meetings are delayed, it will not be delayed because the President demanded that China police the…
Artur Vidak / Nurfoto / Shutterstock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers When it comes to choosing a vehicle, who better to ask than someone who fixes them for a living? Here, mechanic and auto expert Chris Pyle just answer Shares his…
key takeaways Child-free retirees often enjoy greater flexibility, but they must actively plan for it long term care and property decisions. Without heirs, the focus shifts from legacy building to safe spending, optimal risk takingand tax-smart asset degradation. Naming and setting up a trusted proxy Appropriate Beneficiary Structures This is especially important if children are not in the picture. Get personalized, AI-powered answers based on 27+ years of trusted expertise. Not having kids may mean fewer financial obligations, but it doesn’t automatically mean retirement plan Easy. In fact, flying solo as you age Comes with its own set of complications…
elkspin/Getty Images/iStockphoto Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers Retiring abroad is no longer just a budget-saving strategy – it’s a way for affluent retirees to maximize their golden years. Many are leaving the US in search of a higher quality of life,…