Author: Smart Wealthhabits

Millions of taxpayers will get a chance to skip the line as early as this summer thanks to a new automated penalty relief process being introduced by the IRS. The IRS said its new Automatic Waiver of Penalties (AEP) will automatically provide penalty relief to eligible taxpayers for failure to file, pay or deposit employment taxes. The IRS said the AEP applies to eligible basic returns beginning in tax years 2025 and 2026 quarterly returns, as well as future tax periods. Americans who filed or paid taxes late historically had to ask the IRS to waive the penalty. The new…

How long does it take to make friends in retirement?gettyMost investors understand that wealth grows over time. What fewer people appreciate is that friendships do, too, and the returns on that investment can be just as consequential as those for a fulfilling retirement.As a money manager and retirement researcher, I spend a lot of time analyzing what separates the happiest retirees from those who struggle. The answer is not always a larger portfolio. This often reaches the community. The data is clear, the anecdotal evidence from retirees I have studied is consistent, and yet it is one of the most…

You know better than to send money to a “stranded prince” or click on a link to a bank you don’t use. But as we reach 2026, the game has changed. Threats aren’t just in your spam folder anymore. They’re in your social media feeds, your search results, and even in the reviews you rely on to make purchasing decisions. Advertising has become more sophisticated and, unfortunately, more misleading. We are not just talking about lying. We are talking about manipulation designed to circumvent your suspicions. according to sentinel At Truth in Advertising (TINA.org), this year’s most dangerous trends use…

In Malaysia’s wealth structuring landscape, the difference between having a structure in place and having a structure that actually works is greater than many families realize. Trusts, foundations and holding companies are readily available, but without real governance, clear purposes and mechanisms that track how families relate to each other, these arrangements risk becoming hollow tools that fail precisely when they are needed most. At the recent Malaysia Wealth Management Forum 2026 organized by Hubbis in Kuala Lumpur, a panel chaired by Ruben van Dijk, Director of Melbourne Capital Group, examined how wealth structures should evolve for Malaysian households meeting…

kate_sept2004/Getty Images Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers As the Baby Boomers (born 1946–1964) entered their empty nests, developers saw an opportunity. They began building 55+ communities – neighborhoods designed for active older adults, typically with golf courses, fitness centers, and no-kids…

By whom was this article written?to followJussi Ascola is President of Leonberg Capital, a value-oriented investment boutique that consults with hedge funds, family offices and private equity firms on REIT investments. He has written award-winning academic papers on REIT investing, passed all three CFA exams, and has built relationships with many top REIT executives. He is the leader of the investment group High Yield Landlord, where he shares his real money REIT portfolios and transactions in real time. Group features include: three portfolios (Main, Retirement, International), buy/sell alerts, and a chat room with direct access to Jussi and his team…

Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearshelp you get rich trusted by millions of readers As you age, investments that have helped you build wealth over the years may no longer be suitable for your retirement goals. That’s when it becomes important to reevaluate your portfolio and shift towards strategies that…

S&P 500 Index (^GSPC +0.42%) Today there is a measly 1% yield. Novo Nordisk (NVO +1.25%) Is offering 3.5% yield. realty income’S (O +0.30%) The yield is 5%. And Enterprise Product Partners’ (EPD 0.05%) The yield is even higher at 5.9%. Here’s why you’ll find each of these high-yield stocks attractive as the second half of 2026 begins. Novo Nordisk is betting on volume Novo Nordisk’s trailing 12-month dividend payout ratio is a solid 40%. This is important as the drugmaker is currently facing some headwinds. Or, more importantly, its business is in transition. It was the first to come…

If your Forever Stamps are in short supply, you may want to restock now as the price of the stamps will soon become even higher. The U.S. Postal Service is raising the price of the Forever stamp from 78 cents to 82 cents on Sunday, July 12. Overall, the Postal Service is increasing product prices for mailing services by about 4.8%, according to the USPS. When Forever stamps were introduced in 2007, they were worth 41 cents. The price has been rising regularly, with the Postal Service raising the price of the Forever Stamp from 73 cents to 78 cents…

How long does it take to make friends in retirement?gettyMost investors understand that wealth grows over time. What fewer people appreciate is that friendships do, too, and the returns on that investment can be just as consequential as those for a fulfilling retirement.As a money manager and retirement researcher, I spend a lot of time analyzing what separates the happiest retirees from those who struggle. The answer is not always a larger portfolio. This often reaches the community. The data is clear, the anecdotal evidence from retirees I have studied is consistent, and yet it is one of the most…