Author: Smart Wealthhabits

Senator Jeff Merkley (D-OR) speaks at a press conference on his marathon overnight speech on the Senate floor at the U.S. Capitol Building on October 22, 2025 in Washington, DC.Andrew Harnik | getty imagesA group of congressional Democrats introduced legislation Thursday that would ban prediction market bets on elections, government actions, war and sports as scrutiny on the popular platforms intensifies.Sens. Jeff Merkley, D-Ore., and Elizabeth Warren, D-Mass., and Rep. Jamie Raskin, D-Md., are leading the measure, which comes after a series of well-timed bets placed on world events — including the ouster of Venezuelan President Nicolas Maduro and war…

If your doctor gave you medical advice that promised to provide a long, healthy life without medication, surgery or endless doctor visits – would you take it? For many people, that life-extending intervention doesn’t come in a prescription bottle. It comes with a movable tail. The relationship between humans and dogs has gone from being a heart-touching story to having medical significance. As the medical community focuses more on preventive care, the matter of four-legged prescriptions is becoming impossible to ignore. 1. Significant decline in death risk The most compelling reason for dog prescriptions is simple survival. A comprehensive review…

U.S. President Donald Trump speaks during a ceremony for newly sworn-in U.S. Secretary of the Department of Homeland Security Markway Mullin in the Oval Office of the White House on March 24, 2026 in Washington, DC. Chip Somodevilla | getty imagesUS President Donald Trump has told Iran to “get serious quickly” about a peace deal with Washington or be prepared to face consequences.“They better get serious soon, before it’s too late, because once that happens, there’s no going back, and it won’t be pretty either!” Posted on Truth Social Thursday morning.The president described Iranian negotiators as “very aloof” and “weird”…

Top fund managers told CNBC-TV18 that asset allocation, rather than chasing complex financial products, remains the cornerstone of long-term wealth creation, highlighting a shift in investor behavior towards discipline and simplicity. A Balasubramaniam, MD and CEO of Aditya Birla Sun Life AMC, said the industry has evolved from explaining products to focusing on portfolio strategy, adding that investors “don’t need to know how money is managed – they need to know asset allocation.” He said rising financial literacy is helping investors prioritize savings over product complexity. Reiterating this, DP Singh, Deputy MD and Joint CEO, SBI MF, emphasized that “simplicity…

The Insurance Institute for Highway Safety (IIHS) released its top safety picks for 2026. Three luxury cars earned the highest award of Top Safety Pick+. Only one luxury car earned the title of Top Safety Pick. The IIHS puts vehicles through thorough crash testing and examines the functionality of multiple safety features in crash situations to grade vehicles and determine winners in multiple safety categories. Here are the top luxury car IIHS safety picks for 2026 and what car buyers should know about each model. The 2026 Audi A5 midsize luxury car is a Top Safety Choice+ Audi’s A5 midsize…

A satellite view of Qeshm Island in Hormozgan Province, Iran, within the Strait of Hormuz region on January 17, 2026.Gallo Images | Gallo Images | getty imagesThe US is preparing to send thousands more troops to the Middle East, sparking speculation of a ground attack on Iran amid conflicting accounts of peace talks.Pentagon is Allegedly Nearly 3,000 troops from the Army’s 82nd Airborne Division, along with two Marine expeditionary units, are being prepared to be sent to the Middle East to assist in military operations in Iran. CNBC has contacted the White House and is awaiting response.Military experts said the…

Tomorrow’s horoscope brings a nurturing yet strategic cosmic environment. As Cancer energy strengthens emotional awareness, tomorrow’s horoscope encourages you to slow down, assess priorities, and make thoughtful decisions in career, love, money, and health. Innovation continues to flow through social and business networks, making future horoscopes ideal for planning long-term goals and strengthening relationships. This daily horoscope for tomorrow emphasizes intuition, empathy, and practical development, helping each zodiac sign navigate opportunities with clarity and confidence.Check out: yearly horoscope 2026 | numerology horoscope 2026 | weekly horoscope | weekly numerology horoscope | april zodiac horoscope | April Numerology HoroscopeAries Horoscope Tomorrow,…

Hocus-Focus/Getty Images/iStockphoto Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers The HSBC routing number you use most frequently is: 022000020 This is the bank’s primary ACH routing number used for everyday transactions like direct deposits, bill payments, and transfers between accounts. HSBC confirms this…

Postal carrier Mark Jacques delivers mail in a neighborhood on March 19, 2026 in Miami, Florida. Joe Raddle | getty imagesUS Postal Service Said on Wednesday it is seeking to impose a temporary 8% fuel surcharge for package and express mail delivery to deal with rising transportation costs, including higher oil prices as a result of the Iran war.If approved by Postal Regulatory CommissionThe surcharge will take effect April 26 and will remain in place until January 17, 2027, the Postal Service said in a notice on its website.An 8% surcharge will apply to postage on Priority Mail Express, Priority…

Achieving financial flexibility and growth is a goal that many people aspire to, but only a few are actually able to achieve. Whether you’re just starting your career, nearing retirement, or somewhere in between, understanding how to effectively manage your finances can lead to long-term success. Financial flexibility allows you to make choices with greater freedom – without being restricted by money. Growth, on the other hand, is the result of smart, strategic decisions that build wealth over time. In this guide, we’ll explore how you can make financial flexibility and growth a reality in your life. What is financial…