Author: Smart Wealthhabits
Smart Wealthhabits shares practical insights on personal finance, wealth building, and small business strategies to help readers make smarter financial decisions and achieve long-term financial success.
USA TODAY NETWORK/ReutersAccording to the Consumer Product Safety Commission, more than 350,000 units of a dietary supplement containing iron are being recalled due to a lack of child-resistant packaging. The recall includes the following brands: Hey, Bari Life, Bird & Bee, Biote, Dr. Furman, NuLife, HMR, Bariatric Pal, Noevir, ZenBin and Sakara. Since supplements contain iron, they should be in child-resistant packaging…
When Christy Shen and Bryce Leung decided to achieve financial independence in 2012, one of the first things they did was change their investing strategy. Loading audio narration… For years, the Toronto-based couple had been saving for a home, keeping cash in a bank account for the down payment and closing costs. But as home prices rose in their market, they started considering other options. That’s when he discovered the Financial Freedom, Retire Early (FIRE) community through bloggers like Mr. Money Mustache and JL Collins.At first, some parts of FIRE seemed unrealistic, including the idea that a person could retire…
PeopleImages.com – Yuri A / Shutterstock.comWhat is the Social Security Administration (SSA) good for? A common first response would be “helping seniors deal with retirement costs,” and that’s certainly true. But this is not all. Like Social Security, many Americans don’t understand exactly how the agency that runs the federal program works — or how to take full advantage of it. Following are several free services…
After two decades of pursuing side income ideas, an aspiring entrepreneur says he’s made nearly $4,000 in total. Even that came from something that turned out to be a scam. “I’ve been trying to generate some kind of extra income for the last 20 years, and I’ve basically failed every time,” the person wrote. reddit recently. “At this point, it just feels empty.” The post shocked everyone, with many saying the experience was not unusual. This is actually very common. Many commentators reject the idea that anyone can build passive income with enough effort. One person said that “side hustles…
USA TODAY NETWORK/ReutersYorktown, N.Y. — On the day of historic gas price increases and rising inflation, President Donald Trump’s Treasury Secretary visited a New York eatery to promote the administration’s tax policies — and dismissed the rising costs as a temporary bump. US Treasury Department head Scott Besant on Friday visited an eatery in the Hudson Valley swing district, about 40 miles north of New York City…
Ridofranz / iStock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers Prices of everyday items are rising faster than most monthly Social Security checks, according to the latest consumer price index report. This may now put pressure on the budget. However, the latest data…
Michael Brochstein/SOPA Images/Shutterstock.com Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers Although it is doubtful that Tesla CEO Elon Musk – long the richest person in the world forbes Detailed – There is a lot to worry about when it comes to a comfortable…
Passive-income investors have an excellent choice with a dividend stock yield near 4%. *Stock prices used were afternoon prices of April 8, 2026. The video was published on April 10, 2026. Parkev Tatevosyan, CFA No positions in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has one Disclosure Policy. Parkev Tatevosyan is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through its linkHe will earn some extra money which will support his channel. His opinions remain his…
USA TODAY NETWORK/ReutersWayfair, the global online marketplace known for selling furniture, home goods, holiday decorations, bedding and kitchen appliances at low prices, announced the company will open its first Florida store next year. The new location is one of four brick-and-mortar stores planned for the Boston-based online retailer. The company currently operates only two physical stores – one in Wilmette, Illinois…
GOBankingRates Score Quick Take: As a credit union that anyone can join with a strong selection of products, it’s not surprising that PenFed is one of the largest federal credit unions in the country. It offers everything from savings products and checking accounts to mortgages, credit cards and more. PenFed Credit Union is a strong choice if you want broad membership access, a large fee-free ATM network, and a full range of personal banking and loan products. It’s one of the few major credit unions where everyone is eligible to apply, and PenFed highlights its 85,000 fee-free ATM and branch…