Author: Smart Wealthhabits

US President Donald Trump looks on after disembarking from Air Force One upon arrival at Joint Base Andrews in Maryland, US on April 12, 2026. Kevin Lamarck | reutersUS President Donald Trump claimed in an interview broadcast on Wednesday that the Iran war is “very close to being over” and that officials in Tehran are eager to agree a peace deal.”We have completely defeated them militarily,” Trump said. told Fox Business Network’s “Mornings with Maria” in a pre-recorded interview. “I think it’s close to being over, I think it’s very close to being over. …If I were to bet right…

Fizzcase / Shutterstock.comYou are taxed when you are working. Your employer usually withholds them from your paycheck, sends the money to the IRS, and you file for a payment in April. The process runs in the background… but in retirement, it stops. For many people, paying taxes in retirement is a part of the change no one warned them about. Retirement income from Social Security, IRAs, pensions…

Pinnacle Wealth Management joins Ameriprise’s independent channel from LPL Financial Minneapolis, April 13, 2026–(business telegram)–Financial Advisory Practice Pinnacle Wealth Management Recently acquired Ameriprise Financial, Inc. from LPL Financial with assets of over $110 million. (NYSE: AMP)’s independent channel. Based in Lafayette, LA, the practice is led by private wealth advisors Vincent LaurierAnd that includes financial advisors hank morvant and support staff members emily carrier. The team, which has more than 55 years of combined experience in the industry, chose to join Ameriprise to enhance the customer experience and improve operational efficiency through the firm’s advanced technology and service offerings. “Ameriprise…

The US Capitol during rain in Washington, DC, US on Wednesday, March 4, 2026.Graeme Sloane Bloomberg | getty imagesFunding from AI groups is becoming a flashpoint in the 2026 midterm elections, as a major political action committee launching a 2025 campaign with the support of AI companies has announced its latest fundraising. super pac future leadership It will announce Wednesday that it has raised $15 million across all its entities in the first quarter of 2026, bringing the group’s total raising for the 2026 election season to $140 million. The group’s backers include venture capital firm Andreessen Horowitz, OpenAI co-founder…

Russian President Vladimir Putin shakes hands with Chinese President Xi Jinping during a reception on Victory Day marking the 80th anniversary of victory over Nazi Germany in World War II in the Kremlin in Moscow, Russia on May 9, 2025. Mikhail Metzel | via reutersRussia has offered to help China with any potential energy shortages, as war in the Middle East widens geopolitical divisions and threatens global commodity supplies.”Russia can certainly fill the resource gap that has arisen between China and other countries that are interested in working with us on an equal and mutually beneficial basis,” Russian Foreign Minister…

key takeaways The current phase in the crypto cycle is marked by significant wealth destruction, with assets trading well below their all-time highs. There is speculation that the market may have already bottomed out during this phase of wealth destruction. The market cycle in crypto involves wealth creation, distribution, and destruction phases, each of which requires specific investment strategies. The current sentiment suggests that the market is not entering a bear market, indicating active deployment by investors. The four-year cycle in crypto markets aligns with traditional finance cycles, influenced by liquidity conditions and asset allocation. Market cycles in crypto can…

FG Trade Latin/iStock/Getty Images Commitment to our readers The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services. 20 yearsHelping you become richer trusted by millions of readers Most Americans are expecting a tax refund this year – and many are counting on it. New one TurboTax The survey found that nearly 7 in 10 Americans (69%) expect a refund,…

The research highlights the growing need for income certainty amid longevity. A structural shift is reshaping retirement planning, with advisors increasingly steering clients away from accumulation goals and toward strategies built around reliable income. Insights from Guardian Wealth show that longer life spans, market volatility and increasing financial complexity are accelerating a transition towards planning frameworks that emphasize income generation over portfolio size. “Insights point to a shift in focus from accumulation to income,” the report said, adding that “few are prepared to transition from saving to spending,” which could result in hesitation and underspending even among affluent investors. For…

USA TODAY NETWORK/ReutersWASHINGTON – Bicycle importers say they already can’t match China’s prices with American manufacturers. A business that brings cheese from Europe says the new tariffs “will cause permanent damage.” And a company that imports Cambodian sleeping bags for babies argues that the additional tariffs will have a “terminal” impact. President Donald Trump threatened tariffs that every business felt…

key pointsInvesting in high-yield dividend stocks can be risky, but the stocks on this list could be gems.These stocks yield between 6.2% and 6.4%.They are in different sectors of the economy and together can help diversify your portfolio.Dividend income can be valuable to any type of investor. Whether you use it to pay bills or pad savings, or simply invest it back into the stock market, dividends can help you in a variety of ways. Companies that can consistently pay dividends are also among the safest stocks to invest in, as they must have strong financial positions to do so.Finding…