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    Home » They’ve been trying to earn side income for 20 years and have only made $4K. Here’s what people think went wrong and what they should try next
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    They’ve been trying to earn side income for 20 years and have only made $4K. Here’s what people think went wrong and what they should try next

    Smart WealthhabitsBy Smart WealthhabitsApril 10, 2026No Comments4 Mins Read
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    They've been trying to earn side income for 20 years and have only made $4K. Here's what people think went wrong and what they should try next
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    After two decades of pursuing side income ideas, an aspiring entrepreneur says he’s made nearly $4,000 in total. Even that came from something that turned out to be a scam.

    “I’ve been trying to generate some kind of extra income for the last 20 years, and I’ve basically failed every time,” the person wrote. reddit recently. “At this point, it just feels empty.”

    The post shocked everyone, with many saying the experience was not unusual. This is actually very common.

    Many commentators reject the idea that anyone can build passive income with enough effort. One person said that “side hustles and passive income are not the realm for low-income people or less,” arguing that steady full-time work and gradual income growth is often a more realistic path.

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    Others pointed to a deeper issue. Most Extra Income Ideas are not actually inactive.

    One commentator wrote, “Everything takes a huge amount of effort, except dividends and interest.” “It seems completely intuitive, but it’s hard to raise enough capital.”

    Another recurring theme was hidden costs. Side hustles often require upfront spending on tools, advertising, or outsourcing, which can be difficult without extra cash.

    “The thing they don’t tell you about lateral movement Do they have a lot of hidden and front-loading costs,” one person wrote.

    The original poster also revealed a major problem. After creating the project they struggled to get users. “I find that after I create something, I fail at execution,” he said.

    This produced similar reactions. Many people argued that construction is not the hard part. To attract attention.

    One commenter said, “Ironically, this is the more difficult part.”

    Trending: Caught not saving anything for retirement? These 5 Game Changing Tips May Still Save You

    Among the dozens of answers, few coherent explanations emerged.

    First, many people believed that the OP jumped between too many ideas. “The issue isn’t the effort, it’s the lack of direction over a long period of time to add anything together,” one person wrote.

    Second, time was a limiting factor. The OP said they can only commit two to three hours per day, which some argue is not enough to grow a business past the early stages.

    Third, many people said that the entire passive income sector is filled with unrealistic expectations and misleading advice.

    One commenter said, “Most of the ‘passive income’ niche is built on taking money from people like you.” He further said that many of these so-called experts make their money by selling courses, not by actually running the type of businesses they talk about.

    Also see: Do you think you’re saving enough for your kids? You may be wandering dangerously – see why

    Despite the disappointment, many commentators offered more grassroots alternatives.

    The advice most people gave was simple: Stop jumping from one trendy idea to another, and either save money or start investing.

    Many users argued that real passive income comes from assets like stocks and real estate, not side projects.

    “I really think that’s why a lot of people buy real estate Buy more stocks. Everything else wastes that precious time,” one commenter wrote.

    Then others suggested using a steady job to increase savings. investing in dividend yielding stocks Or index funds.

    As one commentator said, “Most people who are successful can’t find the right idea, they just stop changing and let a thing mature.”

    After years of pursuing extra income ideas that require sustained effort, some individuals are turning to more passive approaches such as investing. platforms like public Provide access to stocks and ETFs, making it easy to build a long-term portfolio without the day-to-day demands of running a side business.

    Read Next: Before Proposing, Ask these 6 questions every home buyer needs to know — or face serious regrets later.

    Image: Shutterstock

    Unlock: 5 new trades every week. Click now to get top business ideas dailyPlus unlimited access to cutting-edge tools and strategies to gain an edge in the markets.

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    this article They’ve been trying to earn side income for 20 years and have only made $4K. Here’s what people think went wrong and what they should try next originally appeared benzinga.com

    © 2026 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

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