Vanguard has introduced Expert Insights, an AI-enabled portfolio analysis tool designed to help financial advisors deliver personalized investment guidance at scale.
The generative AI-powered tool, which is currently in a pilot phase with select advisors, will be integrated into Vanguard’s portfolio analytics tools later this year.
It aims to provide advisors with on-demand insights and actionable guidance tailored to Vanguard’s methodology to improve client portfolios.
“Vanguard’s differentiator in portfolio analysis has always been objectivity, and the foundational LLM used in Expert Insights was developed from the same objective perspective and trusted reliability, combining our expertise with cutting-edge technology,” Lauren Wilkinson, CIO of Financial Advisory Services at Vanguard, wrote in an email.
Wilkinson said Expert Insights was developed in-house by Vanguard developers using an undisclosed fundamental LLM.
Vanguard’s annual portfolio analysis engagement with advisors has quadrupled over the past six years, according to the firm.
There are no costs associated with Expert Insights, which will be embedded into Vanguard’s open-access portfolio analytics tools later in 2026. Once the tool is embedded, any advisor can access portfolio analytics tools and expert insights by creating a free account on Vanguard’s advisor website (Vanguard funds are not required to be included in the portfolio). According to Wilkinson, the portfolio analytics tool will ask the advisor about the goals associated with the portfolio they are uploading, but it will not ask for their client’s name.
In addition to Expert Insights, Vanguard has introduced several tools in recent years to help financial advisors streamline client support, including client-ready article summaries, introduced in May 2025, which use generative AI to create customizable summaries of market viewpoints.
The second is its stress testing feature, available within the Portfolio Analytics tool, which evaluates portfolio performance under extreme market conditions and simulates over 75 market scenarios, including historical recessions.
Other tools include the Health Care Cost Estimator, which forecasts clients’ health care expenses, and the Social Security Calculator, which estimates benefit amounts and optimal claiming strategies.
Amma Boateng, managing director of financial advisory services, said the tool reflects Vanguard’s commitment to innovation for advisors and their clients.
“When advisors share their portfolios with us, we can work together on a powerful goal: helping create better outcomes for investors,” Boateng said in a prepared statement.
Sid Ratna, head of digital and analytics for Financial Advisory Services, emphasized the tool’s role in streamlining advisors’ work, allowing them to focus on client relationships.
“With Expert Insights, we are providing advisors a clear, straightforward way to communicate the benefits to their clients’ portfolios,” Ratna wrote in the statement.
In a previous interview with money managementVanguard’s Wilkinson said the firm’s roadmap will place it in the assistance and enhancement categories when it comes to helping advisors with AI-powered tools.
“Vanguard will provide trusted AI insights for advisors, and advisors will provide decisions – our focus is to help advisors share complex research,” he said.