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    Home » NPS solves the biggest retirement challenge: generating market-linked income
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    NPS solves the biggest retirement challenge: generating market-linked income

    Smart WealthhabitsBy Smart WealthhabitsMay 28, 2026No Comments1 Min Read
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    NPS solves the biggest retirement challenge: generating market-linked income
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    Total Income Solution

    With the introduction of the Retirement Income Scheme (RIS) and its Default Systematic Payment Rate (SPR) option, the Pension Fund Regulatory and Development Authority (PFRDA) has addressed this gap. Subscribers can now use up to 80% of their NPS corpus to generate structured, market-linked income instead of withdrawing a lump sum, while the mandatory annuity requirement continues as per the existing exit rules.

    Biggest challenge generating Income marketlinked NPS retirement solves
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