©Honda
Commitment to our readers
The GOBankingRates editorial team is committed to providing you with unbiased reviews and information. We use data-driven methods to evaluate financial products and services – our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our review methodology for products and services.
20 years
Helping you become richer
trusted by
millions of readers
Is it affordable to buy a new car in 2026? Between 2020 and 2025, car prices saw a huge increase, but the good news is that there are certain brands and models that saw lesser price increases.
Here are four cars that middle-class buyers can actually buy in 2026.
Also see five types of vehicles that the middle class should stay away from buying in 2026.
Honda CR-V
If you’re looking for a midsize crossover, check out the Honda CR-V. The starting MSRP for the 2026 is $30,920. Some of the top features of the 2026 CR-V include spacious rear seats and updated technology car and driver.
“It’s hard to beat the value of the CR-V,” said auto industry expert Melanie Musson. AutoInsurance.org. “The MSRP is workable within most middle-class budgets, but you can find less expensive SUVs. What makes the CR-V different is its extreme reliability and unlikely need for expensive repairs. It depreciates slowly, so even after five years, it still retains most of its value.”
toyota rav4
The 2026 Toyota RAV4 has a starting MSRP of $31,900, and it consistently ranks high for reliability, durability, and longevity. With hybrid powertrain options, you can minimize your environmental impact while maximizing your budget. However, starting with the 2026 model, the RAV4 is only available in hybrid and plug-in hybrid models.
“The RAV4 is affordable for middle-class buyers,” Musson said. “It comes equipped with industry-leading safety features, holds its value and is dependable. When you buy a RAV4, you can expect it to last 10-15 years or more if you perform routine maintenance.”
Honda Civic
The starting MSRP of the 2026 Honda Civic is $24,695. With an attractive exterior and polished interior, it is the epitome of luxury at this low price.
Despite the attractive price, one drawback is that the Honda Civic does not come with an all-wheel drive option. If you live in a snowy climate or need an off-road option, the Honda Civic may not be for you.
Auto expert Renee Martin said, “The Civic is a good choice because it offers a great balance of cost, comfort and long-term value compared to other cars in its class.” way.com. “Kelly Blue Book named the Civic the Best Compact Car to Buy, highlighting its price-to-quality ratio and long-term ownership value. The Honda Civic is also one of the best compact cars for resale value.”
buick envista
Like the Honda Civic, the 2026 Buick Envista is priced under $30,000, starting at $24,700. Its look is sporty and youthful, offering an affordable alternative to the Buick Encore.
“It’s hard to ignore Envista because of its low MSRP,” Musson said. “It has quality design and interior features, so you’ll feel like you’re driving a much more expensive vehicle. It’s a solid contender in the market and an excellent value.”