Today, there is a huge opportunity to create wealth with AI. Throughout history, wealth has come from land and labor. The Industrial Revolution shifted value toward machines, factories, railroads, and later financial assets. Then technology pushed us into an era where software, networks, data and intellectual property became the primary wealth engines. The Internet and later social platforms democratized distribution. Suddenly, a single creator or entrepreneur was able to reach millions of people with little or no capital. Early adopters who understood these technological changes earned substantial income. Those who remained disciplined converted that income into permanent wealth.
Now we are in the next phase: artificial intelligence. Like every prior significant change, those who learn to use AI as leverage will make money faster with AI than those who ignore it. AI is still in its early stages, and agentic ai Just emerging. Those who use it to improve decision making, efficiency, and scale will make money faster than those who wait.
Agent AI business is demonstrated at the Amazon Web Services booth at the 2025 WAIC in Shanghai, China on July 27, 2025. (Photo by Costfoto/Nurfoto via Getty Images)
Nurfoto via Getty Images
Wealth follows technological advancement
Technology has created immense wealth from generation to generation. Bill Gates, Paul Allen, Steve Jobs, and Elon Musk made fortunes by seeing where the future was headed and leaning toward technology. Early investors in his companies were also able to accelerate their wealth. Nvidia crossed a valuation of $5 trillion this year. A $10,000 investment in Nvidia a decade ago is now worth millions. The AI story is still unfolding, and it will create more opportunities for wealth creation.
Some people worry that AI will replace their jobs. The concern is real, yet history teaches an important lesson: Disruption creates opportunity. to make money.
john imahMeta, a former tech executive at Samsung and Amazon and now founder and CEO of SpreeAI, told Forbes. “Some jobs may change, but like the Industrial Revolution, new industries and opportunities will emerge. Regulations will evolve as they adapt to create a balance. The real value is in freeing up human creativity while AI takes over the repetitive work.”
Imah’s story proves this. At the age of seven, Ima took apart and reassembled her family’s first computer. By the age of sixteen, he had launched and sold two technology companies. His latest venture, which uses AI to change the way people shop, is valued at $1.5 billion according to afrotechWith Naomi Campbell as a board member. His story reminds us that those who see where the world is going and adapt quickly stand to benefit financially, and you can build wealth with AI.
John Imah Founder of SpreeAI
Courtesy of SpreeAI
Democratizing the Opportunity to Create Wealth with AI
“AI is a powerful lever, especially for communities historically deprived of capital. It can democratize access, whether it’s starting a business, optimizing resources, or creating new forms of income,” says Imah.
Knowledge, processes and implementation once belonged to those with capital, connections and institutional access. AI has dramatically reduced those barriers. But AI doesn’t replace capability, it enhances it. You still need highly skilled individuals who know how to use AI to get better results, make the right decisions and have the discipline to verify the output instead of blindly trusting it. The difference now: Talented people can compete with established players and create wealth with AI.
How to Make Wealth with AI Today
AI accelerates wealth creation by taking over repetitive tasks that drain productivity. With AI, your decision-making becomes faster. Administration becomes automated. Output scales without adding the number of employees. Risks and opportunities become visible quickly. Financial patterns unfold in real time. You reclaim hours for strategy and execution activities that drive revenue and give you opportunities to make money.
Where to start building wealth with AI
Stop overthinking. Start with one tool. Imah’s guidance is: “Start with simple platforms like ChatGPT and Gemini as entry points. Treat them like a personal assistant. Give them precise signals, test different scenarios and learn how they respond. YouTube is also an underrated resource with countless tutorials on how AI can support everything from starting a restaurant to managing finances.” AI can train you through AI without a computer science degree.
There are countless AI tools that can help accelerate wealth building if used correctly, but here are some practical tools to explore:
- For financial information, finance-focused tools like FinChat or AlphaSense give you almost instantaneous valuable information from company earnings reports and earnings calls.
- For research, Perplexity and Chat GPT handle market research and analysis and act as a personal assistant.
- For communication, Otters, Fireflies, or Geminis transcribe meetings and create summaries to keep track of action items or decisions.
- For organization, Notion and Click Up Brain manage projects, prioritize work, and manage deadlines.
- For contracts, contract readers or Luminance review agreements and flag risks.
- For design, Midjourney, Ideogram or Runway create professional quality visuals that previously required designers.
- For content, Synthesia converts text to professional video. Describes edits audio and video content for marketing or social media.
- For presentations, make decks from napkins or gamma outlines.
- For writing, Jasper crafts and edits copy and blog content.
- For financial planning, the file manages spending and shows where money goes in real time.
Pick a workflow and automate it. Master that tool, then expand. Knowledge increases with time.
ANKARA, TURKEY – JULY 15: In this photo illustration, the logo of ‘Perplexity’ is seen on a mobile phone screen and the logo of ‘Coinbase’ is displayed on a computer in Ankara, Turkey on July 15, 2025. (Photo by Cem Genco/Anadolu via Getty Images)
Anadolu via Getty Images
How to prepare yourself to make money with AI
Tools don’t create wealth, people do. AI rewards those who combine technology with strategy, discipline, and good judgment. AI can solve problems faster but cannot solve them alone. Critical thinking and astute decisions will help establish you as a leader, which will allow you to make money with AI. Whether it’s a lawyer using AI to create contracts in minutes to serve more clients, or a real estate investor using AI to perform comparative analysis and predict prices to read the market faster to evaluate more properties and close more deals.
Start small and accelerate wealth building with AI
AI can cut projects and delivery times in half. It can double your productivity without doubling the cost. For business owners, AI can automate the repetitive work that consumes your day and free up some of that time to redirect it to revenue-driving activities. For corporate employees, AI gives you the opportunity to position yourself as the person who makes the team ten times more productive, which may position you for a promotion.
discipline matters
The real risk is not AI taking away jobs. It has remained stagnant while others use AI to accelerate their knowledge, productivity, and ultimately their wealth. AI does not replace ambition and productivity. It enhances them.
We are in the early stages of the artificial intelligence era. The competitive advantage will accrue to those who are persistent and willing to learn. “Aspire before you perish,” Imah said plainly. Wealth is more than financial assets. It always requires knowledge and implementation. For the first time, advanced knowledge is accessible to anyone with a computer and an Internet connection. The question is not whether there will be opportunities to create wealth with AI. The question is whether you will intentionally use it to convert that potential into wealth. Follow the author at the top of the page next to his or her name to be notified when his or her next article goes live.